Tuesday, July 26, 2016

Snowflake's Dog Training



I am training two of our wonderful rescue dogs, think most of you recognize one of the students!!

Wednesday, July 13, 2016

To judge somebody based on the color of their skin, national heritage or their religion is just stupid!

Foster needed urgently!!!!! Dj's story!



Urgent Foster Needed!!!!  The story of DJ!

We rescued him from Miami Dade kill shelter three years ago when he was 11 months old, we thought he was Pit/ Lab mix.  He was very big and very wild and one day from death.  After being in the kennels all this time he started to get very upset so we hired the best dog trainer in the area to work with him. I took him to the office all the time and the house and now instead of a wild dog we have a well-trained, beautiful, loving animal who isn't even part Pit.  He’s part Great Dane and Lab mix.
I am extremely attached to him and would keep him but I don’t have room at my house.  He is available for foster or adoption and comes with free training for life. I think would do best with an active family or someone could devote time to him.  Unlike most rescue dogs, he has been trained not to bother cats.  He is just a beautiful and loving dog.
Please call or text me at 941-726-3183

Annuity Warning


Tuesday, July 12, 2016

Can you help Ginger?

Ginger is a sweet tempered Pit and has been in our home as a rescue since she was six months old. She is now four and the current foster can no longer care for her. We have moved and no longer have room in our house and we do not want to send her to the kennel where we keep our dogs available for adoption.  She weighs 40 lbs and great with babies and children. She may be the sweetest best natured dog we have ever had. Can you help?  Call ASAP 941-726-3183. 






Call ASAP
941-726-3183
Phil

Prayers for Craig Morgan and his family.

I would like to send my condolences to country singer Craig Morgan and his family on the loss of their son, nothing will ever take away that kind of heart ache.



I hope you join me in prayers for their family.

Reliance on employer retirement plans can backfire.

https://www.linkedin.com/pulse/reliance-employer-retirement-plans-can-backfire-josh-mellberg?trk=prof-post

Racial Profiling

little over 20 years ago when I was a high-profile criminal defense attorney the best trial record in the state of Florida, maybe the country.  We used to get calls all the time from Orlando, from African-American men, who would claim they had been racially profiled and stopped illegally in their cars.
These calls had a common thing, there are always two males African-American and what appeared to be a lack of probable cause, it got to be so common I developed a name for it, the Disney Stop.
I was referred a case from the neighborhood African-American street activist, who had been arrested on the street corner for possession of a minor amount of drugs. It was obvious after reading the case file and talking to him, that there would be absolutely no probable cause for any arrest whatsoever. This was a fairly easy case to resolve, I filed a motion to suppress and set a hearing.  Interestingly enough, about seven Orlando police officers showed up for the hearing.
The judge ruled in our favor and then all hell broke loose. The arresting officer went ballistic and he was warned by the judge to calm down. He failed to calm down, the judge warned him again that if he didn't he would be held in contempt of court.  Finally the judge ordered him to a holding cell in the back.  While the bailiffs took him back, I literally believe there was going to be a shootout in the court room from the police.
This wasn't a major case, it was really a simple legal issue.  One of the bailiffs came over to me and said if I were you I would get out of here.  He did not have to tell me twice I couldn't get out of Orlando fast enough that day.
Now I think it's important to add some side note here. I have my own opinion about racial profiling this is going to be unpopular to say but I think the cop in Ferguson, Missouri was justified and probably shot out of fear because of the size of Michael Brown. I also think that the killing by the police officer in Minnesota was absolutely unjustified and that officer should face at the minimum manslaughter charges. The killing in Baton Rouge bothers me tremendously, I don't think there was any justification there. And the killing of the guy in New York last year, who was selling cigarettes was in my opinion totally unjustified. And the traffic stop in Texas where the woman ended up killing herself in jail, that cop needs a jailing in my opinion. 
On the other hand the shooting of the great police officers in Dallas makes me cry, I know a lot of great people in law-enforcement and they are just doing a very dangerous job.
So there you have it from a former criminal defense attorney. Racial profiling by police officers is an absolute reality but there are so many police officers, that there are bound to be some bad apples.
An interesting side note the judge in Orlando who I thought was even tempered, applied the law and did a great job, was Judge Belvin Perry who later presided over the Casey Anthony case and is now in private practice.

Friday, July 8, 2016

A warning about annuities!


If you have an annuity you're not using, you’re building up a HUGE TAX BURDEN for your heirs.

Annuities are designed to be used but over 80% of people never use theirs, leaving the government huge windfall.

What's the solution?  The Anti Annuity!

Designed to help annuity owners who are not using their annuities, take Uncle Sam out of their money.

Even if you have surrender charges, even if you have taxable profit, we can show you how the Anti-Annuity will benefit you and your love ones.


The Advantages of Real Retirement Planning

I do financial seminars, hundreds of them a year and I meet a lot of people.  These people do a lot of foolish things with their money, they get really bad advice and are really stubborn.

Mistakes I usually see include not asking about fees, taking too much risk, not guaranteeing a surviving spouse income and poor tax planning.

A huge amount of people have the worst financial product - variable annuities and hold on to them for dear life.  They fail to take longevity into account and have the "it will never happen to me" mentality.

Interestingly enough small changes can provide for enough guarantee and safety to navigate through the volatile times.
1
  • 1      It's about income, income and income, I can't begin to tell you how many people I see who think that income ideas like annuities, dividend paying stocks and bonds are complete waste of time. They sit by the television and watch CNBC for hours and that's how they spend their retirement.
  • 2-      They can't afford or qualify for long-term care coverage so instead of looking for hybrid insurance products that include this coverage, they adopt the “it's never going to happen to me” mentality.
  • 3-      They hate paying income tax in substantial amounts of income, yet ignore Legacy Taxes.

To be blunt I don't blame them all. Most advisors don't have fiduciary duties, so it's a race for firms and advisors to generate commissions and fees.

Ask questions!
Find out fees!

Avoid variable annuities!

Thursday, July 7, 2016

Dj needs a loving, foster home...


We desperately need a foster for DJ.  Meet DJ he’s a Lab and Great Dane mix.  We rescued him at 11 1/2 months old and I've had him for two years. I have developed a very close relationship with him and he's gone from being big and wild to very well behaved and trained. We have photos of him during his successful training.
He's very affectionate, he gets along with other dogs and he's good with kids.  He is a bit goofy and very lovable, if I could keep him, I would. He would be great for somebody loving to foster.


Who makes the financial decisions, the man or women?

http://insurancenewsnet.com/innarticle/innarticle20150507who-makes-the-money-decisions-the-man-or-the-woman-a-619487-html

Tuesday, July 5, 2016

Pirate!

This is Pirate, one of our successful rescues saved one day before death from the Miami Dade kill shelter. He is a sweet, loving and wonderful pet.